HDFC Bank Q3 Results & Share Price Live Updates: Trades flat ahead of results

HDFC Bank Q3 Results Today, HDFC Bank Share Price Live Updates Today: According to Motilal Oswal, HDFC Bank’s asset quality remains strong, with gross and net bad loan ratio at 1.4 per cent and 0.4 per cent, respectively. A robust provision buffer amounting to 1.1 per cent of loans offers comfort against potential credit risks.

Motilal Oswal said the bank’s margins are stabilising, with net interest margin (NIM) improving to 3.46 per cent in 2QFY25. The bank expects further recovery as erstwhile HDFC’s high-cost borrowings mature and the mix shifts toward high-yielding assets. NIM is projected at 3.6 percent by FY27, Motilal Oswal said.

“HDFCB is positioned to deliver steady growth and profitability, supported by strategic liability management, margin recovery, and a strong focus on asset quality. We estimate RoA/RoE at 1.9%/14.9% in FY27. The standalone bank trades at 2.3x FY26E ABV,” it said.